
Top6 Score
Best for individuals seeking straightforward and quick disability insurance coverage online.
Breeze
A feature-rich, user-friendly, and low-priced cloud service
Specializes in an easy online application process with instant quotes.
Offers both short-term and long-term disability insurance options.
Features affordable plans tailored to meet diverse financial and occupational needs.
Provides transparent policy details and coverage terms upfront.
Includes a simple claims process supported by responsive customer service.
Top6 Score

Top6 Score
Best for those looking for comprehensive disability insurance with additional wellness benefits.
The Standard
A feature-rich, user-friendly, and low-priced cloud service
Known for robust long-term disability coverage options.
Offers additional services like wellness programs and ergonomic assessments.
Provides customizable coverage levels to fit various income brackets.
Features policies that include partial disability benefits.
Known for its strong reputation and financial stability.
Top6 Score

Top6 Score
Best for professionals seeking flexible disability insurance policies.
Principal
A feature-rich, user-friendly, and low-priced cloud service
Offers a variety of coverage options, including individual and group plans.
Known for competitive rates and exceptional policy rider options.
Provides coverage for partial disability and rehabilitation.
Features a streamlined underwriting process for faster approval.
Supports policyholders with extensive financial planning tools.
Top6 Score

Top6 Score
Best for individuals looking for disability insurance with guaranteed renewability.
Ameritas
A feature-rich, user-friendly, and low-priced cloud service
Offers disability income insurance with non-cancelable terms.
Known for tailored policies that match a range of professional occupations.
Features optional riders for increased protection, such as cost-of-living adjustments.
Provides specific plans aimed at medical professionals and educators.
Known for excellent customer support and claims handling.
Top6 Score

Top6 Score
Best for individuals and professionals seeking premium disability insurance options.
Guardian
A feature-rich, user-friendly, and low-priced cloud service
Offers high coverage limits suitable for high-earning professionals.
Known for policies that include specialty occupation definitions.
Features both short-term and long-term options with a variety of riders.
Provides enhanced benefits for severe disabilities and lifetime benefits options.
Recognized for strong financial strength and customer satisfaction.
Top6 Score

Top6 Score
Best for individuals seeking reliable and personalized disability insurance.
Assurity
A feature-rich, user-friendly, and low-priced cloud service
Known for offering both individual and workplace disability insurance plans.
Provides tailored coverage options to suit various career stages and income levels
Provides tailored coverage options to suit various career stages and income levels
Promotes a straightforward application and claims process.
Recognized for excellent customer service and support.
Top6 Score