Top6 Score
Best for clear, easily comparable HELOC information
Bankrate
A feature-rich, user-friendly, and low-priced cloud service
Provides side-by-side comparisons of HELOC rates, lenders, and terms.
Offers transparent cost breakdowns to help borrowers understand fees and variable-rate structures.
Includes educational tools and calculators tailored to home-equity borrowing.
Features regularly updated rate data to reflect current market conditions.
Helps homeowners evaluate multiple HELOC options without impacting credit.
Top6 Score
Top6 Score
Best for leveraging home equity with tailored lending options.
Lending Tree (HELOC)
A feature-rich, user-friendly, and low-priced cloud service
Facilitates access to a wide network of lenders, presenting varied HELOC opportunities.
Enables homeowners to easily compare offers with a single, streamlined application process.
Emphasizes transparency, allowing users to review detailed terms and conditions upfront.
Provides comprehensive educational resources to guide homeowners through the HELOC process.
Offers a no-cost service, aiding in the careful selection of a lender without any upfront fees.
Top6 Score
Top6 Score
Ideal for individuals in search of clear and competitive HELOC choices.
RateZip
A feature-rich, user-friendly, and low-priced cloud service
Transparent pricing and easy rate comparison
Comprehensive coverage for various financial needs
Competitive rates and favorable terms available
Expert guidance and support throughout the process
User-friendly platform for convenience and efficiency
Top6 Score
Top6 Score
Round-the-clock customer care support
Quicken Loans HELOC
A feature-rich, user-friendly, and low-priced cloud service
Loan amounts of up to $2,000,000
A minimum credit score of 580
Repayment period of 5 - 30 years
Preapproval takes eight minutes, and closing takes around 47 days.
Online application process
Top6 Score
Top6 Score
Best for homeowners seeking flexible home equity line of credit solutions.
eMortgage
A feature-rich, user-friendly, and low-priced cloud service
Flexibility in borrowing against home equity.
Competitive interest rates for cost-effective borrowing.
Customizable HELOC packages tailored to individual needs.
Streamlined online application process for convenience.
Fast approval times for quick access to funds.
Top6 Score
Top6 Score
Interest rates that are far lower than those of credit cards and personal loans
New American Funding HELOC
A feature-rich, user-friendly, and low-priced cloud service
Give preference to minority borrowers
Online display of the most recent market prices
Its home equity line of credit can be used for primary or secondary residences
Includes a buying option that pays the buyer in cash
A minimum credit score of 620
Top6 Score
Top6 Score
Both the J.D. Power and Zillow user satisfaction rankings
AmeriSave Mortgage Corporation HELOC
A feature-rich, user-friendly, and low-priced cloud service
A wide selection of viable financial aid options
The application may be filled out on the go
A minimum credit score of 620
Over 2000 online reviews from previous clients
Competitive cheap interest rates than those of competitors
Top6 Score
Top6 Score
All evaluations and applications are made digitally and online
Figure
A feature-rich, user-friendly, and low-priced cloud service
Fixed APR ranging from 2.49% - 13.75%
Loan amounts from $15,000 - $250,000
A minimum credit score of 640
Quick clearance in under five minutes and funding in as little as five business days
It has elements of a home equity loan
Top6 Score
Top6 Score
Best for homeowners who want a flexible alternative to a HELOC without monthly payments.
Point.com HELOC
A feature-rich, user-friendly, and low-priced cloud service
Offers a Home Equity Investment (HEI) instead of traditional loan-based HELOC.
Receive a lump sum with no monthly payments or interest.
Repayment is deferred until the home is sold or the term ends.
Funds can be used for anything—home upgrades, bills, or investments.
Funds can be used for any purpose, from paying off debt to home improvements or large life expenses
Top6 Score
